‘Pay nothing until Spring 2014 and get 4 years credit free”. That’s the invitation from DFS, the furniture making company. Property, it seems, is ‘hot’ again here in Britain. I found out, rather painfully, in the last cycle that nothing turns a person into a junkie faster than credit. Once you start you can’t stop. The high is incurable. You shop until you drop and when you drop, the crash is incredible. Like Britain’s love affair with quick profits on leveraged property assets: incurable. Like the interest I paid to my bank: incredible. That lesson is about to be relearnt by some other folks.